If you have any questions about Medicare plans, the coverage offered, supplemental plans, or if you would like to get started on your enrollment process, please give us a call today.

ONE CLIENT AT A TIME

At Personal Health Care, our goal is to assist you with all your health care needs.
We are here to answer questions, provide helpful suggestions.
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Disclosure: We do not offer every plan available in your area. Any information we provide is limited to 6 companies we do offer in your area. Please contact Medicare.Gov or 1-800-MEDICARE to get information on all of your options.

Additionally, all incoming/outgoing calls are recorded per the requirement of CMS, held in a secure area for ten years. This is for your protection in the event that the information provided in the presentation does not fall in line with what you understood. In addition to the information just read to you, we will also record the information obtained from you during the application. This too will be recorded and held in a secure location – thank you for your patience as we work through the requirements of CMS.

HELPING PEOPLE GET THE RIGHT MEDICARE
COVERAGE, ONE CLIENT AT A TIME

At Personal Health Care, our goal is to assist you with all your health care needs. We are here to answer questions, provide helpful suggestions, while working with insurance companies that offer Medicare supplemental plans, Medicare advantage and so much more in Florida, Georgia, North Carolina, and South Carolina. If you are a senior, have a disability, or an aging relative who needs help finding the right Medicare plan to meet their medical needs, our team is ready to assist you. You will enjoy working with the knowledgeable and personable team at our family owned and operated company. Whether you are a new or returning client, you will quickly see how dedicated we are to our business while working to provide you with coverage that fits your needs. As independent insurance brokers, we work with several insurance companies to offer you the lowest rates and best coverage.

ADVANTAGE PLANS

The rules and cost of Advantage Plans can change each year. Let us help you find the plan that best fits your needs.

SUPPLEMENTAL INSURANCE PLANS

We can help you find the right Supplemental plan, at the right price. Let us help you find the plan that best fits your needs.

PART D PRESCRIPTION PLAN (PDP)

Our agents can assist you in selecting a Medicare Part D Prescription plan. Let us help you find the plan that best fits your needs.

VETERANS PLANS

This is a program in which most Medicare Advantage Plans offer money to a Veteran on a monthly basis if they are enrolled in Medicare Part A and Part B.

SUPPLEMENTAL INSURANCE PLANS ALSO KNOWN AS MEDIGAP

We can help you find the right Supplemental plan, at the right price. We represent over 25 insurance companies. Let us help you find the plan that best fits your needs. Things to keep in mind, all Supplemental Plans are required to pay the same amount on claims, meaning the difference which affects your choice is cost of Plan. Also, you can change a Supplemental Plan at any time of the year. Click on the link for more detailed information: Let us help you find the plan that best fits your needs.

VETERANS PLANS

To honor our Veterans many Medicare Advantage Plans “give back” to the Veteran a set amount of money monthly. This is credited toward the Part B premium which reduces the amount the Veteran Is responsible for on a monthly basis thereby increasing their monthly Social Security Check. Veterans continue to get medication from the VA, the plan itself does not have a prescription plan. Click on link for more detailed information. Must be enrolled in Part A and Part B on their Red-White-Blue Card. Click on the link for more detailed information. Let us help you decide which plan best fits your needs.

PART D PRESCRIPTION PLAN ALSO KNOWN AS PDP

Our agents can assist you in selecting a Medicare Part D Prescription Plan while showing you the least expensive place to purchase your medication. A Prescription Drug Plan can only be purchased October 15 thru December 7 unless you are turning 65. We must make sure that you know if you choose to not purchase a drug plan when turning 65 a penalty will be assessed for each year you do not carry a Prescription Plan should you later decide to purchase one. Click on the link to find more detailed information. Make a list of your medication with strength, and how many you take daily, then call us and we will help you find the plan that best fits your needs. We recommend that you have your prescription drug plan reevaluated every year during open enrollment October 15 thru December 7 due to changes in the drug plans each year, click on the link for more detailed information. Let us help you find the plan which fits your needs

MEDICAID

Our staff is qualified to review your monthly Income and determine if there is a possibility of you obtaining Medicaid. Our staff completes the form and has you sign the application and then submit it immediately. With a signed authorized agent, our staff will follow up weekly to check approval process by the Department of Health and Human Services. Once an approval is received, we notify the client along with recommendations of specific plans which benefit you greatly. An application can be made at any time of the year. Click on the link for more detailed information. Let us help you reduce your medical cost and provide additional benefits.

ADVANTAGE PLANS ALSO KNOWN AS PART C

The rules and costs of co-pays with a Medicare Advantage plan varies with each company and can change each year with each company. A Medicare Advantage plan may only be purchased October 15th thru December 7th unless you are turning 65. You always want to make sure your provider accepts the plan you are considering purchasing. Click on the link for more information. Let us help you find the plan that best fits your needs.

AFFORDABLE HEALTH CARE ALSO KNOWN AS OBAMACARE

This is an insurance plan that was set up by Congress and is administered by CMS also known as Centers for Medicare & Medicaid Service. This plan was developed to assist those without insurance affordable health coverage. It is based on your projected household income. Every year you have to update your income to project the cost of your premium for the coming year. This is a subsidized policy; you will receive a 1095-A statement of the amount subsidized prior to year-end to be reported on taxes. Click on the plan to see more detailed information. Let us help you find the best plan to fit your needs.

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