AFFORDABLE HEALTH CARE ALSO KNOWN AS OBAMA CARE

This coverage was passed by Congress and administered by CMS also known as Centers for Medicare & Medicaid Services. Premiums are based on total household income and the number of people in the household. Plans are re-evaluated yearly between November 15th and January 15th of each year. This plan is designed to make the cost of insurance coverage affordable. This plan is available to anyone under the age of 65. The biggest difference in this plan is that it can assist with your monthly payments due to a subsidy that is allowed toward the premium you otherwise would have to pay. Each year you will receive a 1095-A for the amount of the subsidy which is used in completing your income tax return.

This plan is a bit confusing to try to undertake yourself, we have staff that help you enroll and choose a plan that provides coverage that will help your medical cost. We make every effort to assist you with a plan that will provide coverage for physician visits and medication costs. Not all plans offer this without first meeting a large deductible, that is when a knowledgeable staff is available to help in choosing your plan. Also, you want to make sure that your provider takes the plan.

Open enrollment begins November 1st through January 15th of each year. During this period, we have to update your projected yearly income in order to calculate your new payment and which plan will meet your needs.

Initiating a free consultation with us today means taking action toward a solution that has your loved one’s best interests at heart, delivered with the respect and dignity they deserve, our tailored approach puts clarity, quality care, and comprehensive support within reach.